Are there any private insurance companies that offer an unemployment benefit policy?
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Private Unemployment Insurance

Here is the definition of unemployment insurance as defined by the State of Virginia:

Unemployment insurance is a program for the accumulation of funds paid by employers to be used for the payment of unemployment insurance to workers during periods of unemployment which are beyond the workers' control. Unemployment insurance replaces a part of the worker's wage loss if he becomes eligible for payments. UI serves as an economic stabilizer by maintaining an individual's purchasing power when unemployed.

Basically there are no private unemployment insurance policies that you can purchase on your own accord. But, there are programs for self-employed individuals. So you might be eligle to tap into these, If not, explore other insurance programs such as AFLAC, which offer assistance in the case of disaster or injury which leave you unable to work for a period of time.

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