When insurance pays three times the amount for pain and suffering is that in addition to medical expenses?

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Insurance Coverage for Pain & Suffering

Here are opinions from WikiAnswers Contributors:

  • Yes. It is a totally separate issue from medical bills.

  • No, absolutely do not assume that you will get three times medical in addition to the actual medical amount paid. Unless that it states that you will be paid medical IN ADDITION to the other award. This is a common mistake that is often seen later when physician bills start to come in. You may have already cashed a check from the insurance that had their release on the back. The release may have stated 'accepted as release from any and all further claims' or similar wording. When you call them for an explanation, you will be told that they sent their check for three times the amount of the medical paid. At that point, you are stuck with any remaining bills.

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